It is scary in this day how careful people must be. You cannot talk to a stranger on the street and wonder if the small details of your world will make you a candidate for identity theft or not. You have got to take precautions and even mother your information more than is probably necessary, including seeing what an identity theft protection company has to offer. It is only in this way that you can put up good defenses when it comes to identity protection.
The hard thing is with job applications. People are living in troubled times, which means there are many people out of work. This also means that criminals are getting more creative in order to enhance their own paychecks.
Many people have been smart enough to catch on to and report bogus calls for jobs. Criminals may pay to put a small ad in a paper or a free ad online. The people who send him or her their resumes with all of their information (and sometimes bank information if the criminal looks very reliable) will more than cover his or her expenses.
Unless you know the institution personally or are applying for the job through the advice of a trusted friend, do a little research on it. Firstly, this is good business practice and one would hope you would do so anyway. However, look into finding a satellite map image of the building. All jobs should have some office or center for workers, even if the job is a telecommuting one. Therefore, scammers put up phony addresses that are either addresses of another building, which is risky, or an address that does not exist. A simple map check should let you know how honest the offer is.
Keep track of your bills and periodicals. Not only can these be stolen to build a profile for you, they can also be diverted from your house. If you are a good target for identity theft, the thief may change your address. It is very easy to do. They can then divert your mail to their residence, gain information from your checking account and other personal statements, and basically be given a free path to your money. Know approximately what day your bills come every month and question the institution if they are not there on time. And if you do become a victim of ID theft, put a credit bureau fraud alert on your credit reports to flag your account as being a victim of identity theft.
Consider credit identity theft protection to help protect your identity.
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