Have you ever received an email from a company that you do business with asking you to visit a website to update some personal information? You are asked to enter you login information and update some vital personal information. But, how can you be sure that you are at the website that you think you are, and not someplace that is looking to steal your information?
There is a widespread problem today of identity thieves posing as legitimate websites looking to get you personal information so that they can either steal your identity or clean out your bank account. When thieves use email to trick you into giving out your personal information, it is called phishing. These phishing attacks are yet another good reason to make use of an identity theft solution.
It is not as easy as you might think to spot a phishing email. They usually look very genuine and will mimic the type of an email you would receive from the real company. However, when you click on a link in a phishing email, you are taken to a website which has the sole purpose of stealing your identity. If you do become a victim of a phishing attack, you should consider placing a credit bureau fraud alert with the credit bureaus to prevent misuse of your credit.
These phishing websites will look very similar, if not identical to the website of the actual company. You can usually tell that they are not the real deal by looking at the web address you were taken to when you clicked the link. It will normally have the name of the legitimate company in it somewhere, but the rest of it will be very unusual.
You have to remember that the people who are sending phishing emails are professional thieves. There is a whole lot of money to be made by tricking people into giving out their personal information, so they usually spend a great deal of time and effort to make both the emails and websites look very real. Because of the energy these criminals will use, it is a great idea to protect yourself with an identity protection plan.
Because they ultimately want to steal your identity, or other information that they can use to make money, they want to seem genuine. They will use the same look and feel that the real company uses, including using real logos and slogans.
While it may be possible to determine if an email or website is real or fake, the average consumer is going to have a very hard time determining this. And the better the crook is, the harder time you will have figuring out if the email is real or if it is a phishing attempt.
If you do not want to become a victim of a phishing attack, the best thing you can do is never ever click on a link in an email. If you think that the email is real, then just visit the site like you normally would. The best defense against these types of attacks is to never click on the email link in the first place and to make use of an ID theft protection service.
Visit our website to find out more about ID protection solutions.
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