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Credit Bureau Fraud Alert

Identity Theft Monitoring Services


One of the ways you can protect yourself against identity theft is to use a credit bureau fraud alert. Generally, you can place an identity theft alert on your credit reports if you have a suspicion that you have been, or are about to be, a victim of identity theft. Used correctly, fraud alerts are a vital part of any identity theft monitoring program.

While a credit bureau fraud alert is used by victims of identity theft, there are steps you can take to help protect against credit identity theft in the first place. In addition to the things you do in your daily life to protect your personal information, consider using an identity theft protection company, such as TrustedID, to help to protect your identity.

Credit Bureau Fraud Alert

When you are, or think you are about to become, a victim of identity theft, part of the identity theft monitoring process is to file a fraud alert with the major credit bureaus. This causes any new creditors to see the identity theft alert and contact you prior to issuing new credit using your personal information. This means that only you should be able to open up new accounts with your information.

However, fraud alerts are not available to most people, so you have to use other methods to help protect yourself from credit identity theft. Other than taking precautions in your daily life when dealing with your personal information, consider using an identity theft protection service to help protect your identity.

Through various means, an identity theft protection service will monitor the use of your personal information, including watching black markets to see if your information is being sold or traded, and alert you if there is a chance you have become a victim of identity theft. See the below comparison table to see what services the leading identity theft protection solutions offer you to help protect your identity.

Identity Theft Monitoring

For pennies a day, you can use an identity theft protection service to monitor your personal information to alert you if someone unauthorized is using your personal information. Combine this service with your daily efforts to limit the exposure of your personal information to help protect your identity from misuse. You are the only person that should be using your personal information, so take the necessary steps to help protect your identity.

Use a service, such as TrustedID, as an additional measure to reduce the chance that you become a victim of identity theft. While there is no way to completely eliminate the threat of identity theft, there are certain steps you can take to reduce your exposure. Isn't it worth a few dollars a month to reduce the chances of you becoming a victim of identity theft?

Credit Bureau Fraud Alert Alternatives Compared

Credit Identity Theft Services Includes: trustedid logo lifelock logo identitytruth logo
Personal Plan Price (if paid monthly) $10 $9 (10% discount!) $9.99
Personal Plan Price (if paid yearly) $99 $99 (10% discount!) $99.95
Child Plan Price (if paid monthly) N/A $2.25 (10% discount!) N/A
Child Plan Price (if paid yearly) N/A $22.50 (10% discount!) N/A
Family Plan Price (if paid monthly) $19.99 N/A N/A
Family Plan Price (if paid yearly) $189.99 N/A N/A
FREE, No-obligation 30-day Trial checkmark no-x no-x
Service Guarantee checkmark$1 Million Service Warranty checkmark$1 Million Total Service Guarantee** checkmark100% Service Guarantee
Cancel Anytime no-x 3-month minimum checkmark no-x 3-month minimum
Credit Report checkmarkAnnual tri-bureau checkmarkAnnual tri-bureau checkmarkExperian only
Customer Support checkmark24x7 phone & email checkmark24x7 phone & email checkmarkM-F phone & email
Identity Threat Score checkmark no-x no-x
Lost Wallet Help checkmark checkmark no-x
Medical Benefits Protection checkmark no-x no-x
Removal From Junk Mail Lists checkmark checkmark checkmark
Check Multiple Sources for Personal Information Use (bank account & credit card numbers, Social Security Number, name & address use, public databases, etc.) checkmark checkmark checkmark
Overall Rating 4 and one half star rating 4 star rating 3 and one half star rating

**Guarantee applies only if you become an ID theft victim because of a failure in the LifeLock service. Other restrictions apply. See LifeLock.com for details.

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